INVESTMENT APPROACH

TPG Consulting, like most investment advisory firms, follows a core investment philosophy. These fundamental principles guide the investment decisions we help our clients make.

• Investments are used to pursue long-term goals, while savings are used for short- term goals.
• Asset allocation, with a diversification among stock, bond and other markets, helps reduce risk.
• Investors should know how their investments fit into their portfolios and why they own particular assets.
• Minimizing investment cost is crucial for long-term success.
• An investor’s primary decisions involve choosing a mix of assets to be held in a portfolio, not the selection of individual investments.
• Risk is multi-dimensional. Investors should weigh “shortfall risk” – the possibility that a portfolio may not meet long-term financial goals – against “market risk,” – the reality that returns may fluctuate.
• Market-timing and performance-chasing are not part of a winning strategy.

 

*Diversification does not ensure a profit or protect against loss in a declining market.

**Investments in securities involve risks, including the possible loss of principal. When redeemed, shares may be worth more or less than their original value.